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Articles tagged with: money

Generally tips on saving or some really great deal o-line.

Written By: Gary on December 29, 2008 One Comment

I know I should stop drinking bottled water, but I can’t. It’s too convenient to just grab a bottle on the go. It’s generally less than 17 cents a bottle when I purchase a case (this week it’s way on sale for 11.5 cents a bottle for an odd sized case of 35 at Meijer). I keep a case by the car in the garage and I take grab one to go all the time. I generally refill it as the day goes on. It’s just too easy to grab it and go; if I make it more inconvenient I might end up drinking less water and I probably don’t drink enough as it is (I used to hate drinking water).

Brita 42629 Slim Pitcher BritaAnd yes, I do understand that much of the bottled water is tap water.

Why am I talking about this today? Because I just read 10 Reasons To Stop Drinking Bottled Water over at The Good Human and I’m feeling a little guilty. The two statistics that really blew my mind were that it can take nearly 7 times the amount of water in the bottle to actually make the bottle itself and that on a weekly basis, 37,800 18-wheelers are driving around the country delivering water.

Nalgene ATB w/ Lid BPA-Free Bottle - 22oz NalgeneI will mention that at home I do drink tap water and while I prefer to run it through the Britta Filter first, it’s not a requirement. I do not open bottled water to drink in the house and I’m perfectly fine drinking non-filted ice from my freezer (hmm, I wonder if there is a filter on the freezer that needs changing?).

I just don’t see me washing out some kind of travel bottle to reuse over and over. If I drink two plastic bottles a day (and that would be a lot) we’re only talking about saving $2.50 a week (not counting purchasing and cleaning the reusable bottles and the time); wouldn’t I be better off saving a gallon of gas or two? I see me needing to get out of the house and wanting some water and the bottle isn’t clean or full or the Britta pitcher is empty or some other barrier stopping me; a few times a week I’d probably have to skip it and have to stop somewhere and buy a bottle for $1.50 which is counter productive. Maybe if I had 3 or 4 refillable bottles?

Written By: Gary on December 19, 2008 No Comment

THIS OFFER IS OVER.

20081118 Tows Holiday2 284X218Here’s a free Christmas Album sponsored by Oprah. This is the same album from a few weeks ago.

Don’t miss the cover art links too!

Once again – It says it’s only available for 48 hours, but I don’t know when the clock started ticking…

  • Faith Hill, “Joy to the World” from the album Joy to the World
  • Tony Bennett, “I’ll be Home for Christmas” from the album A Swingin’ Christmas
  • Il Divo, “O Holy Night” from the album The Christmas Collection
  • Josh Groban, “It Came Upon a Midnight Clear” from the album Noel
  • Brian McKnight, “It’s the Most Wonderful Time of the Year” from the album I’ll Be Home for Christmas
  • Amy Grant, “O Come All Ye Faithful” from the album The Christms Collection
  • Harry Connick Jr., “It’s Beginning to Look a Lot Like Christmas” from the album What a Night! A Christmas Album
  • Aretha Franklin, “Silent Night” from the album This Christmas
Written By: Gary on December 13, 2008 One Comment

I cannot believe how much gas has dropped in the last few months. It’s really insane, but in a good way.

Ch.Gaschart
I got this graph from DetroitGasPrices.com. Looks like they shot back up 10 cents in the last few days, but still. Compared to gas prices from 5 years ago, we’re right around the same area but pretty much since then it’s a much better deal.

I was talking two years ago about “how low” prices had dropped but it almost peaked at a dollar less these past few weeks.

FYI, when I buy my gas I try to check DetroitGasPrices.com (I think it’s an offshoot of GasBuddy.com). I’m not going to drive way out of my way for a few cents, but if I’m driving through an area that’s cheap, I’ll wait until I get to the cheaper place…

Written By: Gary on November 30, 2008 No Comment

At Flowing Data they posted a great flowchart on the current financial crisis (it’s way to big to reproduce here. Informative and easy to follow.

I think they got it from here.

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Written By: Gary on November 28, 2008 No Comment

20081118 Tows Holiday2 284X218Here’s a free Christmas Album sponsored by Oprah.

  • Faith Hill, “Joy to the World” from the album Joy to the World
  • Tony Bennett, “I’ll be Home for Christmas” from the album A Swingin’ Christmas
  • Il Divo, “O Holy Night” from the album The Christmas Collection
  • Josh Groban, “It Came Upon a Midnight Clear” from the album Noel
  • Brian McKnight, “It’s the Most Wonderful Time of the Year” from the album I’ll Be Home for Christmas
  • Amy Grant, “O Come All Ye Faithful” from the album The Christms Collection
  • Harry Connick Jr., “It’s Beginning to Look a Lot Like Christmas” from the album What a Night! A Christmas Album
  • Aretha Franklin, “Silent Night” from the album This Christmas

    Don’t miss the cover art links too!

    It says it’s only available for 48 hours, but I don’t know when the clock started ticking…

    THIS OFFER HAS EXPIRED!

  • Written By: Gary on November 12, 2008 No Comment

    This is trickier than it sounds. Imagine trying to open an account in the US without a Social Security card and without a mailing address…

    I got all my paperwork in order:

  • They normally two letters of reference from banks that I normally do business with (seemed very old fashioned to me). I ended up using a letter of reference from a local Costa Rican organization and one letter of reference from a bank. I didn’t think I even needed the letter from my bank (I thought the Costa Rican letter would supersede it) but I was told a few days before my trip I needed it (definitely in conflict to other info I was given); in hindsight I’m not certain I needed it but it’s in my file now.
  • A utility bill, I used one the same as what I was using for my local address.
  • Copies of my passport and entrance stamp page.

    Once I got all that in order I went to the bank, got sent to another building, waited, got walked back to the first building to the person who sent me to the second building. Then I bet I sat at his desk for 90 minutes while he keyed in all sorts of things in the computer kept leaving the office and coming back again. All the while I’m intermittently signing things for the accounts, on-line banking, an ATM card and I think a debit card (built into the ATM card).

    I have to go back for my ATM card and I can’t set up the on-line banking until I have that card. I’ll come back to the bank to pick up the card next week (I had other stuff going on so I didn’t go back for a few weeks and it was all ready). They possibly could have sent it to another branch, but they seemed hesitant, so I wouldn’t chance it (especially since my schedule is a little grey still).

    So now as I see some other branches I’ll do a few tests depositing a check and making a withdrawal to see how it works. Better to know now then when I have an emergency.

    No one could really explain to me if I should open the accounts in Dollars or Colones. Most people said both but couldn’t say why. It seems like I can deposit into either account in either currency and withdraw in either currency also. It’s never seemed to bother my US bank if I withdraw in Dollars or Colones. If I’m in CR, I’m only going to take out Colones (unless maybe I’m at the airport leaving the country…)

  • Written By: Gary on October 26, 2008 No Comment

    Just a quick tip on winning: The easy way to remember which pieces are the winning game pieces for this year’s Monopoly game is they are the last piece alphabetically in their set; except in the case of Boardwalk (which is the major winning game piece).

    Be sure to keep me in mind if you use this tip to win the big bucks ;)

    I believe this is the same system they’ve used in the previous five years (possibly longer).

    My problem with this is remembering the other pieces in the sequence to know if it’s the last one alphabetically…

    Water Works – $50 – Odds 1 in 639,000
    Mediterranean Avenue – $100 – Odds 1 in 5,701,000
    Short Line Railroad – $500 – Odds 1 in 311,389,700
    Vermont Avenue – $1,000 – Odds 1 in 106,921,400
    Virginia Avenue – $2,000 – Odds 1 in 106,921,400
    Tennessee Avenue – $5,000 – Odds 1 in 307,947,900
    Kentucky Avenue – $10,000 – Odds 1 in 307,947,900
    Ventnor Avenue – $25,000 – Odds 1 in 769,869,600
    Pennsylvania Avenue – $50,000 – Odds 1 in 769,869,600
    Golden Avenue – $100,000 – Odds 1 in 178,065,100
    Boardwalk – $1,000,000 – Odds 1 in 591,287,650

    Pretty slim odds, even for the low-end prizes.

    * FYI – This is what I found out from looking around on-line and is the system I’m using. I don’t have any connection with the official game/rules.

    Written By: Gary on September 30, 2007 4 Comments

    I thought this was hysterical!!!!
    I stole this from Jodi at faster pussycat… type! type!.

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    Written By: Gary on September 15, 2007 No Comment

    These deals probably won’t last (especially the cables) but I thought I’d mention them:
    Cablestogo

  • Cables to Go kit $9.99 (free ship) – I’ve never seen these this cheap without a rebate. All sorts of travel computer retractable cables, even if you don’t travel you probably need a set of these for home.
  • $1.99 Domain names at Yahoo – New customers only and probably only one name but if you’ve been thinking of getting a domain name, why not now?!?
  • 25% off at Borders – Good through the weekend. They might make you get a free rewards card, but it doesn’t say required.I just bought two of the travel kits (and a few for work), I’ve bought multiple names from Yahoo! in the past and I’ve bought lots of books using these coupons so they’re all pretty good deals.

    (None of the above are affiliate links – I just thought the cables were a great deal to mention so I threw in a few others).

  • Written By: Gary on April 26, 2006 No Comment

    So today I found a small bottle of Coke for about 14 cents (yes, 14 American cents), but I had to drink it there. I wanted to take it with but I couldn’t figure out how much to pay to do that, it was a very non-tourist spot. I actually paid her about 19 cents since I didn’t have change. There were two kids there talking to us (and hassling us for money and pens) so I bought them each a soda too. I’m thinking they were kids of the shopkeeper, I made sure they actually opened them before they. I was tempted to give a few of the kids money but I didn’t think we could get out of the community without the word getting around.

    Also had a carriage buggy ride that I was already paying to much for (I was almost running late and I had already haggled him down 50%) but when I got there he tried to jack the price up. I just say no, repeat the price and walk away. Oh, he tried to get me to tip the horse too and then he switched currencies to try and confuse me (about 23%). Keep in mind we’re really talking peanuts with any of these amounts.

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    Written By: Gary on February 10, 2006 4 Comments

    Napkins are napkins, right? Sure some might be bigger or fluffier or prettier but they’re all generally the same. At least in my experience. I picked up some America’s Choice generic napkins the other day and every time I use them I cringe. They aren’t very absorbent and kinda non-porous. Their qualities reflect that of paper more than napkins. I could probably run these babies through my ink-jet printer except they might not absorb the ink.

    Written By: Gary on September 23, 2005 2 Comments

    So the more I think about this the more I’m bummed I didn’t think of it. This guy, Alex, is doing a web page and he’s selling pixels for $1 a piece (minimum 100 pixels). He’s sold $100,000 worth so far so he’s well on his way to paying for college. Sure it’s a gimmick, but it’s working :)

    My guess is that he’ll top out at 1/4 to 1/3 of a million (400,000 tops) at some point it’s gotta get visually unappaealing.

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