Will Farrell and friends speak out to help insurance companies.
Found at Feministing.
I like Will Ferrell when he’s not running around with his hair on fire (or other stupid stuff).
And yes, I know I’ve been posting too many videos lately :(
I’ve generally had pretty great health insurance. But I’ve been bothered that so many people have no insurance. This is a simplification of the benefits of socialized health ‘insurance’.
Here’s the direct link to it YouTube.
Here’s the thing: I think that some kind of socialized health will probably personally affect me negatively. I think that companies that offer great insurance will cut back a bit and it’ll cost me more out of pocket either at work or in my taxes (even if they don’t cut back, it’ll cost me in my taxes). But for more people to have better health care I’m willing to lose some of mine.
* Disclaimer: This is my view-point. I’m not very political. I’m (mostly) just sharing this cartoon and titled the post the same as the video. But feel free to offer your 2 cents on the video.
First of all, I love Medco for so many reasons, but the fact that all the annoying things they do basically annoy me sometimes makes me wonder if it’s worth it. I’ll list what I like:
So this is where my “What I hate about Medco” rant starts, it’s everything else they kind of make as annoying as possible and it’s got to cast them money and time (mine too!). It’s really strange considering they’ve got the normal part perfect from a customer service standpoint (see above). It’s the odd things that they handle strangely, for example:
The other big annoyance is everything they leave you a message about is useless since none of it mentions the drug name. It’s all some prescription number which means nothing to me. I understand they don’t want to violate HIPA, but it’s simple enough to check the file and see that it says: this guy wants us to leave him his information in a message this would be convenient to him and not any kind of violation since he requests it. This seems like a pretty simple process for them to impalement for the sake of customer service (it’d be like locking or unlocking your domain name).
They do e-mail me some information (generally on shipment) but it’s also lacking the drug name, which is silly since I assume most of the population (not me) uses the same password for their e-mail as they do for the medical website it’s probably not protecting anything. But I don’t understand why they just don’t mail me everything.
So as I said, I normally pay $5 for a prescription and I can get 3 months from mailing in for only $2. But when my insurance changes that’s going to go up to $10 a month and mail-in will be $20 for 3 months. I’m still saving money, but can I do better (or just as well) with local stores and coupons or with bonuses that they always offer to switch stores? Sure that’d be an annoyance but at least they’d be annoying me on my terms…
This is really more about health costs, not my problems. As far as I know I’m fine, but they’ve been trying to diagnose a minor problem (although I guess I’m not qualified to say it’s “minor”) so don’t worry…
This is the story – I’m finally getting copies of the insurance bills for a big test (had to be unconscious for the test, I think that’s the only reason it was in the hospital) and so far they total up to about $3,300! and I haven’t paid a penny. Please note that this doesn’t even include my initial visit to my doctor and the two visits to the specialist (which all included tests) and each of the visits each included a prescription or two (I’ve probably paid less than $75 for all that). That’s a lot of money, and if I didn’t have insurance I’d be happy to spend money on getting better but so far I don’t think anything has helped (maybe I’m a little better since this started in late April but I might just be getting used to it or maybe I’d just be getting better anyways) and I don’t think the tests dound anything. I’m sure the costs would be a bit less if I were paying for it out my own pocket, but still…I can’t imagine not having great insurance let alone not having insurance at all. We’ve got great unions in Michigan and probably even more so in the Detroit area so that’s always benefitted me (medical and dental benefits). I just can’t imagine not having it. I’ve always been very fortunate with having great health insurance and they very few times I haven’t, I’ve not had to really use it.
I don’t know the solution for health in this country but I think we need to concentrate more of the USofA resources on health. People should be able to count on good health, education and food; I think these items qualify for the whole “life, liberty and happiness” thing (I’ll clarify these points if I ever run for office).
Speaking of insurance for everyone, in Michigan we’ve got a pretty decent Children’s Health Insurance program called MiChild for only $10 a month for your child. You have to be a low income family and I’m not sure what the requirement/formula is but I thought I’d mention it since I was mentioning insurance (I guess it’s only good if you actually qualify). If you have kids and no insurance in Michigan please check out this program and apply for your kids. They have a dental program that can be signed up for too.
I guess I really don’t have much else to say other than I’m very fortunate in this case and very thankful for great insurance (and thankful it’s not a bigger problem). It’s not that I want them to find something wrong, it’s just that if there is something wrong I want them to find it sooner.
I haven’t had the follow-up yet (in a few weeks), so I don’t have a diagnosis yet, but I’m thinking if they found something from the tests or the biopsy they’d have gotten me in sooner (or called me). So I’m assuming they’ll be no diagnosis, I’m guessing they’ll try more drugs and if that doesn’t help, maybe another similar test (yuk!) later…
Disclaimer: I’m sure at some point in the future insurance companies will be googling for pre-existing conditions on the ‘net. So I almost didn’t write this post. For the future googlers, to set the record straight, I confess that my problem is there is a banana growing out of my forehead, so if you are looking to insure me in the future and there is no banana that means I’m cured(!) and there is nothing preexisting…
I’m sure I’ll add to this list as I think of more…