Tag Archives: Health Insurance

Why We Need Government-Run Universal Socialized Health Insurance

Posted on August 27, 2009 | 3 comments

I’ve generally had pretty great health insurance. But I’ve been bothered that so many people have no insurance. This is a simplification of the benefits of socialized health ‘insurance’.

Here’s the direct link to it YouTube.

Here’s the thing: I think that some kind of socialized health will probably personally affect me negatively. I think that companies that offer great insurance will cut back a bit and it’ll cost me more out of pocket either at work or in my taxes (even if they don’t cut back, it’ll cost me in my taxes). But for more people to have better health care I’m willing to lose some of mine.

* Disclaimer: This is my view-point. I’m not very political. I’m (mostly) just sharing this cartoon and titled the post the same as the video. But feel free to offer your 2 cents on the video.

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Posted in me + myself + i

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Why I hate Medco Health Mail-in prescriptions.

Posted on March 1, 2008 | 10 comments

First of all, I love Medco for so many reasons, but the fact that all the annoying things they do basically annoy me sometimes makes me wonder if it’s worth it. I’ll list what I like:

  • I’ve been very fortunate and pay virtually nothing for my prescriptions, at a local store I pay $5 a month and with Medco I pay $2 (total) for 3 months. Now that’s my current insurance plan and not Medco so it’s not a plus just for them (and my co-pay is about to go way up).
  • I can call with a drug question at any time and they can get an answer for me (I’m not sure if they’re 24 hours, but I know I’ve called close to midnight on a holiday before).
  • I can renew on-line and see my history of everything they’ve mailed to me for a long while.
  • They give me postage paid envelopes to mail in prescriptions.

    So this is where my “What I hate about Medco” rant starts, it’s everything else they kind of make as annoying as possible and it’s got to cast them money and time (mine too!). It’s really strange considering they’ve got the normal part perfect from a customer service standpoint (see above). It’s the odd things that they handle strangely, for example: Continue reading →

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    My Medical Tests

    Posted on August 30, 2007 | 1 comment

    This is really more about health costs, not my problems. As far as I know I’m fine, but they’ve been trying to diagnose a minor problem (although I guess I’m not qualified to say it’s “minor”) so don’t worry…

    This is the story – I’m finally getting copies of the insurance bills for a big test (had to be unconscious for the test, I think that’s the only reason it was in the hospital) and so far they total up to about $3,300! and I haven’t paid a penny. Please note that this doesn’t even include my initial visit to my doctor and the two visits to the specialist (which all included tests) and each of the visits each included a prescription or two (I’ve probably paid less than $75 for all that). That’s a lot of money, and if I didn’t have insurance I’d be happy to spend money on getting better but so far I don’t think anything has helped (maybe I’m a little better since this started in late April but I might just be getting used to it or maybe I’d just be getting better anyways) and I don’t think the tests dound anything. I’m sure the costs would be a bit less if I were paying for it out my own pocket, but still… Continue reading →

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    Taking Things For Granted…

    Posted on January 7, 2007 | Leave a comment

    Pict1918-1So there are somethings we really take for granted but it just isn’t the same everywhere else. For instance:

  • Medicine – While I was at the farmicia (drug store) I saw a family come in to get a single (1) Allegra tablet (the are actually individually wrapped). Unfortunately, I didn’t get a chance to see how much one was. With my insurance, which I’m very thankful for, I get a three month supply for only $2 (via mail-order). I don’t have any idea what they paid, but I’m sure it was more than two-and-a-half cents, but maybe not, you never know. I’m assuming they cost enough to where you don’t keep a jar of them at home.
  • Coleman cooler – Here’s what we would consider to be a normal sized Coleman cooler (one of the larger ones, not the small ones that just hold a 5 pack). It’s about $63, that’s a lot of money here. We talked to a waiter last night (at a the nicest restaurant I’ve ever been to in Costa Rica) and he makes about $30 a day including tips, now remember things cost less here but that’s still two days wages here. At minimum wage it’s probably a 1/2 days wages, and remember that’s minimum wage.
  • Health care – so many of the places are remote it can be hours to a hospital, and that’s only if you have a way to get transportation to where you are when you need the help. I don’t think there’s even one here in Jaco, you probably have to go to Punteranes or San Jose (about 2 hours, maybe a little less).

    I’m sure I’ll add to this list as I think of more…

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    Posted in holidays + events

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