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Articles tagged with: Medical Insurance

Written By: Gary on August 30, 2007 One Comment

This is really more about health costs, not my problems. As far as I know I’m fine, but they’ve been trying to diagnose a minor problem (although I guess I’m not qualified to say it’s “minor”) so don’t worry…

This is the story – I’m finally getting copies of the insurance bills for a big test (had to be unconscious for the test, I think that’s the only reason it was in the hospital) and so far they total up to about $3,300! and I haven’t paid a penny. Please note that this doesn’t even include my initial visit to my doctor and the two visits to the specialist (which all included tests) and each of the visits each included a prescription or two (I’ve probably paid less than $75 for all that). That’s a lot of money, and if I didn’t have insurance I’d be happy to spend money on getting better but so far I don’t think anything has helped (maybe I’m a little better since this started in late April but I might just be getting used to it or maybe I’d just be getting better anyways) and I don’t think the tests dound anything. I’m sure the costs would be a bit less if I were paying for it out my own pocket, but still…I can’t imagine not having great insurance let alone not having insurance at all. We’ve got great unions in Michigan and probably even more so in the Detroit area so that’s always benefitted me (medical and dental benefits). I just can’t imagine not having it. I’ve always been very fortunate with having great health insurance and they very few times I haven’t, I’ve not had to really use it.

I don’t know the solution for health in this country but I think we need to concentrate more of the USofA resources on health. People should be able to count on good health, education and food; I think these items qualify for the whole “life, liberty and happiness” thing (I’ll clarify these points if I ever run for office).

Speaking of insurance for everyone, in Michigan we’ve got a pretty decent Children’s Health Insurance program called MiChild for only $10 a month for your child. You have to be a low income family and I’m not sure what the requirement/formula is but I thought I’d mention it since I was mentioning insurance (I guess it’s only good if you actually qualify). If you have kids and no insurance in Michigan please check out this program and apply for your kids. They have a dental program that can be signed up for too.

I guess I really don’t have much else to say other than I’m very fortunate in this case and very thankful for great insurance (and thankful it’s not a bigger problem). It’s not that I want them to find something wrong, it’s just that if there is something wrong I want them to find it sooner.

I haven’t had the follow-up yet (in a few weeks), so I don’t have a diagnosis yet, but I’m thinking if they found something from the tests or the biopsy they’d have gotten me in sooner (or called me). So I’m assuming they’ll be no diagnosis, I’m guessing they’ll try more drugs and if that doesn’t help, maybe another similar test (yuk!) later…

Disclaimer: I’m sure at some point in the future insurance companies will be googling for pre-existing conditions on the ‘net. So I almost didn’t write this post. For the future googlers, to set the record straight, I confess that my problem is there is a banana growing out of my forehead, so if you are looking to insure me in the future and there is no banana that means I’m cured(!) and there is nothing preexisting…

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