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Written By: Gary on February 16, 2008 No Comment

So I found a free offer code for CreditKarma. They’re offering free daily credit scores (from TransUnion). Use code CKFRND as invitation code at https://www.CreditKarma.com/ (I’m not certain I should be giving this code out, so I’m not hot-linking the site address) I found this at SlickDeals.net. The site is appears to besponsored by advertising and you will not be required to enter your credit card information or sign up for trial offers, but you will receive relevant partner offers (i.e. junk mail) based on your profile. This will not affect your credit rating (other than you paying attention to it).

I’ve always wondered how much my credit score fluctuates but even when I’ve had free offers before, but I’ve never bothered to log on every day to check. This looks like that on-line they give you a nice progressive graph from when you started (it’s hard to tell since I’m just on day one), hopefully it keeps a daily tally even when I don’t log in. Plus, they rank you to national stats and other members; their community has a some good credit, I actually score better nationally than with their membership (and I’ve got great credit).

UPDATE: So I’ve done this for a few days and it looks like the graph is just going to get me monthly averages, although it appears to pull the score daily (but it hasn’t changed for me yet).

UPDATE 2: I did ask for a credit increase on Wednesday, I was charging a few vacations so I wanted some wiggle room and I noticed my score went down three points today. I’m not sure if that’s for the credit check or the one vacation I already charged and sine it’s raised my debt level a tiny bit…

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