This is trickier than it sounds. Imagine trying to open an account in the US without a Social Security card and without a mailing address…
I got all my paperwork in order:
Once I got all that in order I went to the bank, got sent to another building, waited, got walked back to the first building to the person who sent me to the second building. Then I bet I sat at his desk for 90 minutes while he keyed in all sorts of things in the computer kept leaving the office and coming back again. All the while I’m intermittently signing things for the accounts, on-line banking, an ATM card and I think a debit card (built into the ATM card).
I have to go back for my ATM card and I can’t set up the on-line banking until I have that card. I’ll come back to the bank to pick up the card next week (I had other stuff going on so I didn’t go back for a few weeks and it was all ready). They possibly could have sent it to another branch, but they seemed hesitant, so I wouldn’t chance it (especially since my schedule is a little grey still).
So now as I see some other branches I’ll do a few tests depositing a check and making a withdrawal to see how it works. Better to know now then when I have an emergency.
No one could really explain to me if I should open the accounts in Dollars or Colones. Most people said both but couldn’t say why. It seems like I can deposit into either account in either currency and withdraw in either currency also. It’s never seemed to bother my US bank if I withdraw in Dollars or Colones. If I’m in CR, I’m only going to take out Colones (unless maybe I’m at the airport leaving the country…)