RW was talking about interest and credit recently and it reminded me it’s been a while since I checked my credit report. I’m generally pretty happy with my report, nothing I had to change (usually there’s a canceled that hadn’t been listed as canceled). Saving (and not wasting) money is a skill taught to me by my mother (mostly because we didn’t have lots) but it’s a skill I’ve managed to keep.
You can get a FREE credit report 3 times a year (once from each of the three companies). I’ve mentioned this before so I’m not going to spend too much time on the details.
On a side note (but related to credit), I’ve been helping my buddy with his budget since the beginning of the year. It’s been a struggle (mostly to keep from strangling him) but things are mostly under control. And as a result – six months ago we couldn’t get him a secured vehicle loan at a high interest rate (due to bad credit) and we just got him an unsecured loan (for more money than the previous request) at a pretty good rate!!!! Very cool! We used that loan to pay off other higher rate “stuff” and a few other bills.
