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	<title>Gary Said... &#187; Dearborn</title>
	<atom:link href="http://GarySaid.com/topics/michigan/dearborn/feed/" rel="self" type="application/rss+xml" />
	<link>http://GarySaid.com</link>
	<description>The Blog of Gary LaPointe</description>
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		<title>Glass Totems in Dearborn &#8211; Day 10 of 31 photos in 31 days</title>
		<link>http://GarySaid.com/glass-totems-scupture/</link>
		<comments>http://GarySaid.com/glass-totems-scupture/#comments</comments>
		<pubDate>Thu, 11 Aug 2011 03:32:03 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[photos]]></category>
		<category><![CDATA[31 photos in 31 days]]></category>
		<category><![CDATA[art]]></category>
		<category><![CDATA[East Dearborn]]></category>
		<category><![CDATA[glass]]></category>

		<guid isPermaLink="false">http://GarySaid.com/glass-totems-scupture/</guid>
		<description><![CDATA[<p>I like these &#8220;glass totems&#8221; but whoever put them here did not position them for optimum sunlight and there isn&#8217;t any lighting for at night.  They&#8217;re part of a Dearborn Outdoor Sculpture Exhibition enrichment that they&#8217;ve done for a few years with the <a href="http://msisculpture.com/" target="_blank">Midwest Sculpture Initiative</a>.</p>
<p><a href="http://GarySaid.com/wp-content/uploads/2011/08/glass-totems-IMG_0936.jpg"></a></p>
<p>While I wouldn&#8217;t pay $8,000 for [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/glass-totems-scupture/">Glass Totems in Dearborn &#8211; Day 10 of 31 photos in 31 days</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>I like these &#8220;glass totems&#8221; but whoever put them here did not position them for optimum sunlight and there isn&#8217;t any lighting for at night.  They&#8217;re part of a Dearborn Outdoor Sculpture Exhibition enrichment that they&#8217;ve done for a few years with the <a href="http://msisculpture.com/" target="_blank">Midwest Sculpture Initiative</a>.</p>
<p><center><a href="http://GarySaid.com/wp-content/uploads/2011/08/glass-totems-IMG_0936.jpg"><img src="http://GarySaid.com/wp-content/uploads/2011/08/glass-totems-IMG_0936-tm.jpg" width="480" height="642" alt="glass-totems-IMG_0936.jpg" /></a></center></p>
<p>While I wouldn&#8217;t pay $8,000 for these, I get to see them for free and when I&#8217;m bored of it in a year, it&#8217;ll be gone, possibly replaced with something else.</p>
<p><center><img src="http://GarySaid.com/wp-content/uploads/2011/08/glass-totem-info.jpg" width="360" height="267" alt="glass-totem-info.png" /></center></p>
<p>This is for my <a href="http://sh1ft.org/projects/index.php/2011/08/31-photos-in-31-days-–-august-2011-–-day-10/" target="_blank">31 photos in 31 days</a> project today.</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/glass-totems-scupture/">Glass Totems in Dearborn &#8211; Day 10 of 31 photos in 31 days</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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	Tags and Categories: <a href="http://GarySaid.com/tags/31-photos-in-31-days/" title="31 photos in 31 days" rel="tag">31 photos in 31 days</a>, <a href="http://GarySaid.com/tags/art/" title="art" rel="tag">art</a>, <a href="http://GarySaid.com/topics/michigan/dearborn/" title="Dearborn" rel="tag">Dearborn</a>, <a href="http://GarySaid.com/tags/dearborn/" title="Dearborn" rel="tag">Dearborn</a>, <a href="http://GarySaid.com/tags/east-dearborn/" title="East Dearborn" rel="tag">East Dearborn</a>, <a href="http://GarySaid.com/tags/glass/" title="glass" rel="tag">glass</a>, <a href="http://GarySaid.com/topics/general/photos/" title="photos" rel="tag">photos</a>, <a href="http://GarySaid.com/tags/photos/" title="photos" rel="tag">photos</a><br />
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		<title>Happy Independence Day Everyone!!!</title>
		<link>http://GarySaid.com/happy-fourth-of-july-2011-everyone/</link>
		<comments>http://GarySaid.com/happy-fourth-of-july-2011-everyone/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 15:16:37 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[holidays + events]]></category>
		<category><![CDATA[me + myself + i]]></category>
		<category><![CDATA[4th of July]]></category>
		<category><![CDATA[Fireworks]]></category>
		<category><![CDATA[Fourth of July]]></category>
		<category><![CDATA[independence day]]></category>

		<guid isPermaLink="false">http://GarySaid.com/happy-fourth-of-july-2011-everyone/</guid>
		<description><![CDATA[<p>I love fireworks!  I hate waiting for them, but I love the show itself!  This is a sequence I animated from the show that I saw last night. </p>
<p></p>
<p>If you&#8217;re viewing it on a devices that won&#8217;t show the animation, it&#8217;s probably <em>really boring</em> looking!</p>
<p>This is another U.S. holiday that I&#8217;m sure more [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/happy-fourth-of-july-2011-everyone/">Happy Independence Day Everyone!!!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>I love fireworks!  I hate waiting for them, but I love the show itself!  This is a sequence I animated from the show that I saw last night. </p>
<p><center><img src="http://GarySaid.com/images/fireworks2011animation.gif" height="498" width="470"></center></p>
<p>If you&#8217;re viewing it on a devices that won&#8217;t show the animation, it&#8217;s probably <em>really boring</em> looking!</p>
<p>This is another U.S. holiday that I&#8217;m sure more people forget what it&#8217;s for. It&#8217;s not the 4th of July, it&#8217;s Independence Day, it&#8217;s for celebrating our freedom!</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/happy-fourth-of-july-2011-everyone/">Happy Independence Day Everyone!!!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>Crazy weather</title>
		<link>http://GarySaid.com/crazy-weather-hail-rain-lightning/</link>
		<comments>http://GarySaid.com/crazy-weather-hail-rain-lightning/#comments</comments>
		<pubDate>Sun, 03 Jul 2011 04:16:52 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[photos]]></category>
		<category><![CDATA[clouds]]></category>
		<category><![CDATA[hail]]></category>
		<category><![CDATA[lightning]]></category>
		<category><![CDATA[Weather]]></category>

		<guid isPermaLink="false">http://GarySaid.com/crazy-weather-hail-rain-lightning/</guid>
		<description><![CDATA[<p>I was cooking dinner and I knew the storm was coming but I thought I&#8217;d have time to finish grilling.  I didn&#8217;t, it started raining and it was like buckets being dumped down.  I got SO drenched in the few seconds that I opened the sliding door.   The kitchen floor and [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/crazy-weather-hail-rain-lightning/">Crazy weather</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>I was cooking dinner and I knew the storm was coming but I thought I&#8217;d have time to finish grilling.  I didn&#8217;t, it started raining and it was like buckets being dumped down.  I got SO drenched in the few seconds that I opened the sliding door.   The kitchen floor and nearby counter was a mess with all the water that came in the little bit of time I that it was open.  There was hail all over the deck, a lot of it larger than the diameter of a quarter(?) I should have gotten some photos of it, but I was drenched and was trying to take care of dinner and the grill and the mess&#8230;</p>
<p><center><img src="http://garysaid.com/images/cloudanimation.gif" width="450" height="338"></center></p>
<p>Afterwards the clouds just kept billowing around like something out of a sci-fi movie.  I shot video but it just didn&#8217;t come out well, so I animated these stills; sorry they&#8217;re so jumpy but I didn&#8217;t know I&#8217;d be animating them.</p>
<p><center><a href="http://GarySaid.com/wp-content/uploads/2011/07/lightning-IMG_2372.jpg"><img src="http://GarySaid.com/wp-content/uploads/2011/07/lightning-IMG_2372-tm.jpg" width="480" height="360" alt="lightning-IMG_2372.JPG" /></a></center></p>
<p>Then the lightning and thunder came over and over.  I shot about 200 pictures (just holding the camera on repeat and changing some settings here and there) and only a few came out.  </p>
<p><center><a href="http://GarySaid.com/wp-content/uploads/2011/07/lightning-IMG_2424.jpg"><img src="http://GarySaid.com/wp-content/uploads/2011/07/lightning-IMG_2424-tm.jpg" width="480" height="360" alt="lightning-IMG_2424.JPG" /></a></center></p>
<p>I should have gone and got my other camera (and a tripod), I&#8217;ve got more settings on that one. But the rain kept coming and going so I wasn&#8217;t sure it I could really use it properly.  Maybe next time.</p>
<p>And the local fireworks got canceled&#8230;</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/crazy-weather-hail-rain-lightning/">Crazy weather</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>Maybe it&#8217;s going to rain?!?</title>
		<link>http://GarySaid.com/maybe-its-going-to-rain/</link>
		<comments>http://GarySaid.com/maybe-its-going-to-rain/#comments</comments>
		<pubDate>Sun, 29 May 2011 21:53:51 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[radar]]></category>
		<category><![CDATA[storm]]></category>
		<category><![CDATA[Weather]]></category>

		<guid isPermaLink="false">http://GarySaid.com/maybe-its-going-to-rain/</guid>
		<description><![CDATA[<p>What do you think?
<a href="http://GarySaid.com/wp-content/uploads/2011/05/20110529-055129.jpg"></a>
Talk about the oncoming storm&#8230;</p>
<p><a href="http://GarySaid.com/"></a>Please leave a comment or trackback about <a href="http://GarySaid.com/maybe-its-going-to-rain/">Maybe it&#8217;s going to rain?!?</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.
</p>
     
	Tags and Categories: <a href="http://GarySaid.com/topics/michigan/dearborn/" title="Dearborn" rel="tag">Dearborn</a>, <a href="http://GarySaid.com/tags/dearborn/" title="Dearborn" rel="tag">Dearborn</a>, <a href="http://GarySaid.com/topics/general/" [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/maybe-its-going-to-rain/">Maybe it&#8217;s going to rain?!?</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>What do you think?<br />
<center><a href="http://GarySaid.com/wp-content/uploads/2011/05/20110529-055129.jpg"><img src="http://GarySaid.com/wp-content/uploads/2011/05/20110529-055129.jpg" alt="20110529-055129.jpg" class="alignnone size-full" height="745" width="480"/></a></center><br />
Talk about the oncoming storm&#8230;</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/maybe-its-going-to-rain/">Maybe it&#8217;s going to rain?!?</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>With all the rain, I thought Winter was winding up!</title>
		<link>http://GarySaid.com/not-close-to-the-first-day-of-spring/</link>
		<comments>http://GarySaid.com/not-close-to-the-first-day-of-spring/#comments</comments>
		<pubDate>Sun, 06 Mar 2011 13:52:37 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[videos]]></category>
		<category><![CDATA[snow]]></category>
		<category><![CDATA[spring]]></category>
		<category><![CDATA[Winter]]></category>

		<guid isPermaLink="false">http://GarySaid.com/not-close-to-the-first-day-of-spring/</guid>
		<description><![CDATA[<p>Turns out it was just winding <em>me</em> up!  Look at all the snow we got yesterday, it&#8217;s just a few inches but yesterday it was all washed away&#8230;</p>
<p></p>
<p>Isn&#8217;t the &#8220;first day of spring&#8221; in just a few weeks?!?</p>
<p><a href="http://GarySaid.com/"></a>Please leave a comment or trackback about <a href="http://GarySaid.com/not-close-to-the-first-day-of-spring/">With all the rain, I thought Winter was [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/not-close-to-the-first-day-of-spring/">With all the rain, I thought Winter was winding up!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>Turns out it was just winding <em>me</em> up!  Look at all the snow we got yesterday, it&#8217;s just a few inches but yesterday it was all washed away&#8230;</p>
<p><center><object width="490" height="306"><param name="movie" value="http://www.youtube.com/v/Dg2v3NSY9iI?fs=1&amp;hl=en_US&amp;rel=0&amp;hd=1"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/Dg2v3NSY9iI?fs=1&amp;hl=en_US&amp;rel=0&amp;hd=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="490" height="306"></embed></object></center></p>
<p>Isn&#8217;t the &#8220;first day of spring&#8221; in just a few weeks?!?</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/not-close-to-the-first-day-of-spring/">With all the rain, I thought Winter was winding up!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		</item>
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		<title>The Wash Haus in Dearborn &#8211; Review</title>
		<link>http://GarySaid.com/wash-haus-dearborn/</link>
		<comments>http://GarySaid.com/wash-haus-dearborn/#comments</comments>
		<pubDate>Tue, 14 Dec 2010 04:23:42 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[customer service]]></category>
		<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[laundromat]]></category>
		<category><![CDATA[Laundry]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wash-haus-dearborn/</guid>
		<description><![CDATA[<p>Poor customer service has always been a annoyance to me. <em>Be nice</em> and <em>be courteous</em> and try to deliver it with a smile.  Especially in this economy, how can you afford not to be nice and courteous?</p>
<p>That said, the folks at the Wash Haus (in Dearborn, Michigan) have always been extra-nice and ultra-courteous.  [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/wash-haus-dearborn/">The Wash Haus in Dearborn &#8211; Review</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>Poor customer service has always been a annoyance to me. <em>Be nice</em> and <em>be courteous</em> and <span style="text-decoration: line-through;">try to</span> deliver it with a smile.  Especially in this economy, how can you afford not to be nice and courteous?</p>
<p>That said, the folks at the Wash Haus (in Dearborn, Michigan) have always been extra-nice and ultra-courteous.  They have a laundromat, drop off laundry, dry cleaning and they do alterations.  I&#8217;ve got a washer &#038; dryer at home so I only use them for dry cleaning and repairs/alterations.  And when I say repairs, I mean some stuff that I wasn&#8217;t even sure if they could fix.</p>
<p><center><a href="http://GarySaid.com/wp-content/uploads/2010/12/wash-haus.jpg"><img src="http://uploads.GarySaid.com/2010/12/wash-haus-tm.jpg" width="480" height="358" alt="wash-haus.JPG" title="wash-haus.JPG" /></a> </center></p>
<p>Today, I dropped some items off today to be dry cleaned and an odd shoe repair (my <a href="http://GarySaid.com/tags/vibram-five-fingered-shoes/" target="_blank">Five-Fingered Vibram shoe</a> has a tear in it) and he took my number so he could call me to let me know if they could fix it (he&#8217;s called me before about repairs).</p>
<p>I think it&#8217;s just the way the owner talks to me, he&#8217;s just polite (maybe even respectful) and it doesn&#8217;t matter if I&#8217;m in shorts or a suit (and I think the owner has been there every time I&#8217;ve been in).  And it&#8217;s not like I&#8217;m their best customer, I probably haven&#8217;t been there much more than a half-dozen times in the last year, he actually remembered that it&#8217;s been about six months since he&#8217;s seen me.  </p>
<p>Bottom line, if you&#8217;re in the area you should give them a try! They&#8217;re at 5280 Schaefer Road on the south side (between Ford Road and Michigan Ave.) in Dearborn; before this year, the place was under different management so if you didn&#8217;t like them before, there&#8217;s new folks in charge.  Check out the photo since there&#8217;s a competitor a block over; plus I thought the blue sky came out awesome for just stopping in the road and using my phone for a quick snap.  I couldn&#8217;t find a web page but they do have a <a href="http://www.facebook.com/pages/Wash-Haus/275010191028?v=info" target="_blank">Facebook fan page</a> (which has a year old price sheet).</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/wash-haus-dearborn/">The Wash Haus in Dearborn &#8211; Review</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
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		<title>The poor economy helps me with my Mortgage!</title>
		<link>http://GarySaid.com/poor-economy-helps-mortgage/</link>
		<comments>http://GarySaid.com/poor-economy-helps-mortgage/#comments</comments>
		<pubDate>Sun, 26 Sep 2010 14:58:44 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[ARM]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[PMI]]></category>

		<guid isPermaLink="false">http://GarySaid.com/poor-economy-helps-mortgage/</guid>
		<description><![CDATA[<p>When I purchased my home I thought I&#8217;d stay in it around four or five years, give or take a year, next month will make eleven years!  I&#8217;d never owned a home before, but interest rates were good, I had a condo that I liked and when the rent on my Southgate apartment jumped [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/poor-economy-helps-mortgage/">The poor economy helps me with my Mortgage!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>When I purchased my home I thought I&#8217;d stay in it around four or five years, give or take a year, next month will make eleven years!  I&#8217;d never owned a home before, but interest rates were good, I had a condo that I liked and when the rent on my Southgate apartment jumped way up, it sealed this was the deal for me.  </p>
<p><a href="http://www.amazon.com/Mortgages-Dummies-3rd-Eric-Tyson/dp/0470379960%3FSubscriptionId%3D0PZ7TM66EXQCXFVTMTR2%26tag%3Dgarylapointe-20%26linkCode%3Dxm2%26camp%3D2025%26creative%3D165953%26creativeASIN%3D0470379960"><img src="http://ecx.images-amazon.com/images/I/51paWH-8XnL._SL160_.jpg" target="0470379960" alt="Mortgages For Dummies, 3rd Edition Eric Tyson, Ray Brown" align="right" hspace="5" vspace="2"/></a> The rates on the 5-year Adjustable Rate Mortgages (ARM) seemed pretty decent; I knew rates were down but I like to cover my bets, and any year after five years the mortgage could go up 2% a year.  Silly me, I was <em>worried</em> that if the economy got better I&#8217;d have a higher mortgage rate; but I never thought I&#8217;d live here more than seven years (when it would have the opportunity to have jumped up 2% two times).</p>
<p>Well it&#8217;s that time of year again and my mortgage adjusted, it went down 1/8th of a percent. I&#8217;m now paying 3.125%, this is much less than my original 6.875%.  While I understand the value of my home has probably dropped, at least I&#8217;m not paying a higher mortgage at the same time, the lower value means less property taxes.</p>
<pre><strong>Year</strong> <strong>Rate</strong>
1998 6.875%
1999 6.875%
2000 6.875%
2001 5.25% <font style="font-size:x-small;">(paid $750 to lower rate*)</font>
2002 4.25% <font style="font-size:x-small;">(paid $750 to lower rate*)</font>
2003 4.25%
2004 4.25%
2005 4.25%
2006 4.25%
2007 4.25%
2008 4.875% <font style="font-size:x-small;">(first yearly adjust)</font>
2009 3.25% <font style="font-size:x-small;">(yearly adjust)</font>
2010 3.125% <font style="font-size:x-small;">(yearly adjust)</font>
</pre>
<p>I was paying the higher rate in the beginning when I owed a lot more money, so the higher interest rate did affect me more, but at the time it was a low interest rate.  I think the rates were around 7% at the time and I paid a few hundred dollars ($300-ish) to lower it 3/8ths of a percent, which was supposed to take three-and-a-half years to make that few hundred dollar fee back, but since I paid the $750 to lower the rate I lost out on that (I think it was three years to the day) but only the $30-$50 I hadn&#8217;t recovered; I still think that was a good decision, who could have predicted a crisis of 9/11 proportions would occur?  </p>
<p>I&#8217;m living on the East side of Dearborn (Michigan, United States) and they&#8217;ve finally removed the old deserted Montgomery Wards building and finishing a new office building which might help (a tiny bit) in revitalizing this side of town&#8230;</p>
<p>I made pretty good money decisions on this for my first time.  The one big mistake I made was at the time of purchase I did have the ability to put 20% down (I had put down 15%) and I wish I had done the 20%; yes I know that&#8217;s a lot to put down these days, but my mother always taught me to be a good saver and I knew I&#8217;d want to buy someday.  Here&#8217;s why: The PMI insurance, this is the insurance that <em>you</em> pay for to guarantee that <em>you</em> won&#8217;t default (but only for the first 20%), was harder to drop than they made me believe: you had to pay for an inspection and <em>if</em> the value of the house had dropped it wouldn&#8217;t be 20% and it wouldn&#8217;t get waived so I was a little nervous and a little annoyed.  But it was $35 a month that I was putting towards nothing (for me, at least) that could have been towards my house and I didn&#8217;t like seeing it on my statement.  It was about $35 for every 5%, so if I&#8217;d put down 0%, it&#8217;d have been $140 a month (that&#8217;s $1440 each year!).  But if something had happened at the time and I needed the money, that would have been gone from my reserves (but I&#8217;m still kicking myself for it).</p>
<p>So other than my PMI rant, the whole home owning process has gone really really well.  I&#8217;m still happy with the home.  It&#8217;s been very centrally located to the three different jobs (Allen Park, Redford, Hamtramck) I&#8217;ve had since I lived here.  </p>
<p><font style="font-size:x-small;">*Surprisingly, when I paid the $750 for the ARM to adjust adjust the rate, it actually restarted the 5-years over!  So when I ended up changing to the 4.25% rate, it held for the next 5 years.</font></p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/poor-economy-helps-mortgage/">The poor economy helps me with my Mortgage!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
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		<title>Black Friday 2009 line at Best Buy</title>
		<link>http://GarySaid.com/black-friday-2009-long-line/</link>
		<comments>http://GarySaid.com/black-friday-2009-long-line/#comments</comments>
		<pubDate>Fri, 27 Nov 2009 05:01:09 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[Best Buy]]></category>
		<category><![CDATA[Black Friday]]></category>

		<guid isPermaLink="false">http://GarySaid.com/black-friday-2009-long-line/</guid>
		<description><![CDATA[<p>Wow!  They&#8217;re already lined up at Best Buy in Dearborn.  They store doesn&#8217;t open until 5 AM!!!</p>
<p> </p>
<p>Here&#8217;s a <a href="http://www.youtube.com/watch?v=z9IuUFr35gc&#38;fmt=18" target="_blank">link to the HQ video.</a></p>
<p>That&#8217;s insane, I can&#8217;t even imagine what it&#8217;s going to be like later on&#8230;</p>
<p><a href="http://GarySaid.com/"></a>Please leave a comment or trackback about <a href="http://GarySaid.com/black-friday-2009-long-line/">Black Friday 2009 line at Best [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/black-friday-2009-long-line/">Black Friday 2009 line at Best Buy</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>Wow!  They&#8217;re already lined up at Best Buy in Dearborn.  They store doesn&#8217;t open until 5 AM!!!</p>
<p><center><object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/z9IuUFr35gc&#038;color1=0xb1b1b1&#038;color2=0xcfcfcf&#038;hl=en_US&#038;feature=player_embedded&#038;fs=1"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.youtube.com/v/z9IuUFr35gc&#038;color1=0xb1b1b1&#038;color2=0xcfcfcf&#038;hl=en_US&#038;feature=player_embedded&#038;fs=1" type="application/x-shockwave-flash" allowfullscreen="true" allowScriptAccess="always" width="425" height="344"></embed></object> </center></p>
<p>Here&#8217;s a <a href="http://www.youtube.com/watch?v=z9IuUFr35gc&amp;fmt=18" target="_blank">link to the HQ video.</a></p>
<p>That&#8217;s insane, I can&#8217;t even imagine what it&#8217;s going to be like later on&#8230;</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/black-friday-2009-long-line/">Black Friday 2009 line at Best Buy</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
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		<title>Dearborn had fireworks tonight!</title>
		<link>http://GarySaid.com/dearborn-fireworks-2009/</link>
		<comments>http://GarySaid.com/dearborn-fireworks-2009/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 04:03:03 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[photos]]></category>
		<category><![CDATA[videos]]></category>
		<category><![CDATA[Fireworks]]></category>
		<category><![CDATA[Ford Field]]></category>

		<guid isPermaLink="false">http://GarySaid.com/dearborn-fireworks-2009/</guid>
		<description><![CDATA[<p>The City of Dearborn was supposed to have fireworks earlier this summer but it got rained out (I think that&#8217;s why it was delayed) and tonight was the make up day.</p>
<p>Wow! It was amazing, it was a constant barrage of fireworks for about 25 minutes. Very cool. </p>
<p><a href="http://garysaid.com/images/red-fireworks-dearborn-big-IMG_0546.JPG" target="_blank"></a> 
I love how red this [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/dearborn-fireworks-2009/">Dearborn had fireworks tonight!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>The City of Dearborn was supposed to have fireworks earlier this summer but it got rained out (I think that&#8217;s why it was delayed) and tonight was the make up day.</p>
<p>Wow! It was amazing, it was a constant barrage of fireworks for about 25 minutes. Very cool. </p>
<p><center><a href="http://garysaid.com/images/red-fireworks-dearborn-big-IMG_0546.JPG" target="_blank"><img src="http://GarySaid.com/wp-content/uploads/2009/09/fireworks-tall-red-IMG_05462.jpg" width="480" height="640" alt="fireworks-tall-red-IMG_0546.JPG" title="fireworks-tall-red-IMG_0546.JPG" /></a> </center><br />
<center>I love how red this image came out! </center><br />
</p>
<p><center><object width="280" height="384"><param name="movie" value="http://www.youtube.com/v/v2lf2yHlqVY&#038;hl=en&#038;fs=1&#038;"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/v2lf2yHlqVY&#038;hl=en&#038;fs=1&#038;" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="280" height="384"></embed></object> </center><br />
<center>This is a few short clips combined.<br />
Even though the preview is small the video isn&#8217;t</center></p>
<p>
<center><object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/KB440eaIVLU&#038;hl=en&#038;fs=1&#038;"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/KB440eaIVLU&#038;hl=en&#038;fs=1&#038;" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object> </center><br />
<center>This <a href="http://www.youtube.com/watch?v=KB440eaIVLU&#038;fmt=18" target="_blank">clip is short</a>, but the video came out more focused than the other. </center></p>
<p>It was an impressive show.  I won&#8217;t miss another one at Dearborn&#8217;s Ford Field if I have a choice about it.</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/dearborn-fireworks-2009/">Dearborn had fireworks tonight!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
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		<title>Random Friday Thoughts</title>
		<link>http://GarySaid.com/random-friday-thought/</link>
		<comments>http://GarySaid.com/random-friday-thought/#comments</comments>
		<pubDate>Fri, 22 May 2009 18:45:59 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[music]]></category>
		<category><![CDATA[television]]></category>
		<category><![CDATA[iTunes]]></category>

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		<description><![CDATA[<p>Why doesn&#8217;t anyone have a bike rack any more?  It&#8217;s a pain in the ass when I need to park it somewhere.  I&#8217;m being healthy and ecological and have to climb in the bushes to find a place to lock it up.  The only thing around with one is the library.  [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/random-friday-thought/">Random Friday Thoughts</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>Why doesn&#8217;t anyone have a bike rack any more?  It&#8217;s a pain in the ass when I need to park it somewhere.  I&#8217;m being healthy and ecological and have to climb in the bushes to find a place to lock it up.  The only thing around with one is the library.  Although I guess since I&#8217;m at McDonald&#8217;s, healthy isn&#8217;t the first thought in my head.</p>
<p><a href="http://click.linksynergy.com/fs-bin/stat?id=L8A3rioS6q4&amp;offerid=78941&amp;type=3&amp;subid=0&amp;tmpid=1826&amp;RD_PARM1=http%253A%252F%252Fitunes.apple.com%252FWebObjects%252FMZStore.woa%252Fwa%252FviewTVSeason%253Fi%253D317273335%2526id%253D314493878%2526s%253D143441%2526uo%253D6%2526partnerId%253D30" target="_blank"><img src="http://GarySaid.com/wp-content/uploads/2009/05/glee-tv.jpg" width="100" height="103" alt="glee-tv.png" title="glee-tv.png" align="right"/></a>I&#8217;ve got these <span style="text-decoration: line-through;">stupid</span> songs from <a href="http://click.linksynergy.com/fs-bin/stat?id=L8A3rioS6q4&#038;offerid=78941&#038;type=3&#038;subid=0&#038;tmpid=1826&#038;RD_PARM1=http%253A%252F%252Fitunes.apple.com%252FWebObjects%252FMZStore.woa%252Fwa%252FviewTVSeason%253Fi%253D317273335%2526id%253D314493878%2526s%253D143441%2526uo%253D6%2526partnerId%253D30">Glee</a> (that link goes to a free HD download of the pilot), running through my head. The two songs in particular are <a href="http://click.linksynergy.com/fs-bin/stat?id=L8A3rioS6q4&#038;offerid=78941&#038;type=3&#038;subid=0&#038;tmpid=1826&#038;RD_PARM1=http%253A%252F%252Fitunes.apple.com%252FWebObjects%252FMZStore.woa%252Fwa%252FviewAlbum%253Fi%253D3437803%2526id%253D3437853%2526s%253D143441%2526uo%253D6%2526partnerId%253D30">You&#8217;re the one that I want</a> from Grease and <a href="http://click.linksynergy.com/fs-bin/stat?id=L8A3rioS6q4&#038;offerid=78941&#038;type=3&#038;subid=0&#038;tmpid=1826&#038;RD_PARM1=http%253A%252F%252Fitunes.apple.com%252FWebObjects%252FMZStore.woa%252Fwa%252FviewAlbum%253Fi%253D169003415%2526id%253D169003304%2526s%253D143441%2526uo%253D6%2526partnerId%253D30">Don&#8217;t Stop Believin&#8217;</a> by Journey.  Kind of a cute show, most of the adult characters are pretty lame though (the women especially).  I just noticed they&#8217;ve got the <a href="http://click.linksynergy.com/fs-bin/stat?id=L8A3rioS6q4&#038;offerid=78941&#038;type=3&#038;subid=0&#038;tmpid=1826&#038;RD_PARM1=http%253A%252F%252Fitunes.apple.com%252FWebObjects%252FMZStore.woa%252Fwa%252FviewAlbum%253Fi%253D315816850%2526id%253D315816746%2526s%253D143441%2526uo%253D6%2526partnerId%253D30">cast doing Don&#8217;t Stop Believin&#8217;</a> at iTunes.</p>
<p>I think I need to go see Night at the Museum II and/or Terminator Salvation some time this weekend.</p>
<p>It&#8217;s another awesomely sunny day out too!</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/random-friday-thought/">Random Friday Thoughts</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>It&#8217;s Awful Driving on the Roads&#8230;</title>
		<link>http://GarySaid.com/awful-driving-outside/</link>
		<comments>http://GarySaid.com/awful-driving-outside/#comments</comments>
		<pubDate>Tue, 23 Dec 2008 20:16:22 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[Christmas]]></category>
		<category><![CDATA[ice]]></category>
		<category><![CDATA[snow]]></category>
		<category><![CDATA[Weather]]></category>

		<guid isPermaLink="false">http://GarySaid.com/awful-driving-outside/</guid>
		<description><![CDATA[<p>The roads are awful right now.  I&#8217;m working my way down to my neck/back doctor&#8217;s office and finishing up Christmas shopping as I pass by places.  The speed of the traffic determines how many of those errands that I&#8217;ll get done.   Unfortunately, it probably won&#8217;t be anywhere near enough time&#8230;</p>
<p>And the [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/awful-driving-outside/">It&#8217;s Awful Driving on the Roads&#8230;</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p><img src="http://GarySaid.com/wp-content/uploads/2008/12/weatherdec232008.jpg" width="152" height="170" alt="weatherdec232008.2008" title="weatherdec232008.2008" style="margin-right:4px;" align="left"/>The roads are awful right now.  I&#8217;m working my way down to my neck/back doctor&#8217;s office and finishing up Christmas shopping as I pass by places.  The speed of the traffic determines how many of those errands that I&#8217;ll get done.   Unfortunately, it probably won&#8217;t be anywhere near enough time&#8230;</p>
<p>And the weather doesn&#8217;t make it look like it&#8217;s going to get any better any time soon.  That&#8217;s Michigan in the center if you can&#8217;t tell&#8230;</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/awful-driving-outside/">It&#8217;s Awful Driving on the Roads&#8230;</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>October is Domestic Violence month</title>
		<link>http://GarySaid.com/october-is-domestic-violence-month/</link>
		<comments>http://GarySaid.com/october-is-domestic-violence-month/#comments</comments>
		<pubDate>Sat, 04 Oct 2008 18:22:21 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[news]]></category>
		<category><![CDATA[domenstic violence]]></category>
		<category><![CDATA[Domestic Violence]]></category>
		<category><![CDATA[First Step]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/october-is-domestic-violence-month/</guid>
		<description><![CDATA[<p>October is Domestic Violence month. They say one in four of us are affected some way by it and it&#8217;s why you&#8217;re seeing the purple ribbons this month.  Every 15 seconds a woman is battered (it&#8217;ll probably take you twice that time to read this blog entry).  October is kind of an everything [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/october-is-domestic-violence-month/">October is Domestic Violence month</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p><img src="/images/purpleribbon.jpg" height="101" width="60" border="1" align="left" hspace="4" vspace="4" alt=" Images Prplribcrp" title=" Images Prplribcrp" />October is Domestic Violence month. They say one in four of us are affected some way by it and it&#8217;s why you&#8217;re seeing the purple ribbons this month.  Every 15 seconds a woman is battered (it&#8217;ll probably take you twice that time to read this blog entry).  October is kind of an everything month (there are <em>only</em> 12 months to share) and breast cancer seems to get a lot of the attention and sometimes DV gets overlooked. (<a href="http://news.google.com/news?q=domestic+violence+month&#38;hl=en&#38;lr=&#38;ie=UTF-8&#38;c2coff=1&#38;sa=N&#38;tab=nn&#38;oi=newsr" target="dvnews">Related news.</a>)</p>
<p><a href="http://firststep-mi.org/" target="fs-mi.org/ 2"><img src="/images/firststep.gif" height="125" width="126" border="1" align="right" hspace="4" vspace="4" alt="Firststep" title="Firststep" />First Step</a> is a local shelter in Wayne County and they are celebrating their thirtieth anniversary this year.  Over 14,000 crisis calls, 7,000 nights of shelter and 20,000 hours of counseling are provided almost every year. I&#8217;ve volunteered with First Step, generally I&#8217;d be on call a few times a month (8-12 hour shift) and get called to hospitals (police stations, etc.) and talk to people and their families after they&#8217;ve been assaulted, I&#8217;ve also done things with the kids such as day care, field trips, etc.  I originally started doing this at a shelter in Lansing; taking the kids on field trips and watching them while the Mother&#8217;s were in meetings/sessions.  Field trips were just the older kids (ones who walk on their own), but when were were just watching the kids it was from infants on up.</p>
<p>First Step always having <a href="http://firststep-mi.org/" target="firststep-mi.org/newsevents.htm">fund raising events</a> so keep your eyes out for those, it&#8217;s a way to donate and have fun at the same time (sometimes it&#8217;s a movie night with auctions, shopping at department stores [you get a discount and they get a cut]).  Shelters are <strong>always</strong> looking for <a href="http://firststep-mi.org/donate.php" target="fs-mi.org/customization.htm">donations</a>, please don&#8217;t just think of them around the holidays, they need donations all year round.  They always need <a href="http://firststep-mi.org/volunteer.htm" target="fs-mi.org/instructions.htm">volunteers</a> to help.  My links here just point to First Step, please search around for services in your area.</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/october-is-domestic-violence-month/">October is Domestic Violence month</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>Yucky!</title>
		<link>http://GarySaid.com/yucky/</link>
		<comments>http://GarySaid.com/yucky/#comments</comments>
		<pubDate>Fri, 15 Aug 2008 17:34:45 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[food + drink]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[sick]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/yucky/</guid>
		<description><![CDATA[<p>I hadn&#8217;t been feeling great these past few days and yesterday it got a little worse, I did go in to work but since I&#8217;m worse today I&#8217;m thinking that wasn&#8217;t the best idea.   Actually the last seven days have been pretty busy, so not a shocker that it caught up with me. [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/yucky/">Yucky!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>I hadn&#8217;t been feeling great these past few days and yesterday it got a little worse, I did go in to work but since I&#8217;m worse today I&#8217;m thinking that wasn&#8217;t the best idea.   Actually the last seven days have been pretty busy, so not a shocker that it caught up with me.   Today I went in for a long morning meeting that I needed/wanted to be there for, but then I headed home.</p>
<p>I stopped at <em><a href="http://bangkok96restaurant.com/" target="Bangkok96">Bangkok 96</a></em> in Dearborn for some great fried rice with chicken, peanuts, shrimp and more in it.  It&#8217;s delicious but a little spicier than I remembered.  That might not have been the best idea&#8230;</p>
<p>A nap will really be nice but unfortunately, I <em>had</em> a lot of fun stuff I wanted to do tonight after work,,,</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/yucky/">Yucky!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>Tiger Stadium</title>
		<link>http://GarySaid.com/tiger-stadium/</link>
		<comments>http://GarySaid.com/tiger-stadium/#comments</comments>
		<pubDate>Sat, 02 Aug 2008 03:22:23 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[activities + sports]]></category>
		<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[Detroit]]></category>
		<category><![CDATA[Detroit Tigers]]></category>
		<category><![CDATA[History]]></category>
		<category><![CDATA[Tiger Stadium]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/tiger-stadium/</guid>
		<description><![CDATA[<p>I&#8217;m not a big sports fan but I just drove by Tiger Stadium and they&#8217;ve started tearing it down already.  It made me kinda sad&#8230;</p>
<p><a href="http://GarySaid.com/"></a>Please leave a comment or trackback about <a href="http://GarySaid.com/tiger-stadium/">Tiger Stadium</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.
</p>
    [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/tiger-stadium/">Tiger Stadium</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>I&#8217;m not a big sports fan but I just drove by Tiger Stadium and they&#8217;ve started tearing it down already.  It made me kinda sad&#8230;</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/tiger-stadium/">Tiger Stadium</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>Pretty bad snowstorm&#8230;</title>
		<link>http://GarySaid.com/pretty-bad-snowstorm/</link>
		<comments>http://GarySaid.com/pretty-bad-snowstorm/#comments</comments>
		<pubDate>Thu, 07 Feb 2008 00:04:47 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[Weather]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/pretty-bad-snowstorm/</guid>
		<description><![CDATA[<p>So the snow is making the traffic pretty bad around here, it was the longest ride home from work ever!  Probably 45-50 minutes, when on a nice day I can sometimes do it in 20 minutes; I think 15 minutes is my record and that&#8217;s not catching any lights and probably some speeding involved [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/pretty-bad-snowstorm/">Pretty bad snowstorm&#8230;</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>So the snow is making the traffic pretty bad around here, it was the longest ride home from work ever!  Probably 45-50 minutes, when on a nice day I can sometimes do it in 20 minutes; I think 15 minutes is my record and that&#8217;s not catching any lights and probably some speeding involved since I think it&#8217;s 14 miles door-to-door.</p>
<p>But I gotta say it looks really pretty on all the trees and bushes.</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/pretty-bad-snowstorm/">Pretty bad snowstorm&#8230;</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<item>
		<title>Gas Prices and Food Prices</title>
		<link>http://GarySaid.com/gas-prices-and-food-prices/</link>
		<comments>http://GarySaid.com/gas-prices-and-food-prices/#comments</comments>
		<pubDate>Mon, 14 Jan 2008 17:43:58 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[food + drink]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Fast Food]]></category>
		<category><![CDATA[gas prices]]></category>
		<category><![CDATA[McDonalds]]></category>
		<category><![CDATA[Quarter Pounder]]></category>
		<category><![CDATA[Redford]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/gas-prices-and-food-prices/</guid>
		<description><![CDATA[<p>I know everyone keeps their eyes open for good gas prices and will hit one gas station over another since it&#8217;s a few pennies different.  I&#8217;m sure some people sometimes waste gas by driving a little farther.  I know I&#8217;m always happy when I can save a few pennies per gallon (I usually [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/gas-prices-and-food-prices/">Gas Prices and Food Prices</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>I know everyone keeps their eyes open for good gas prices and will hit one gas station over another since it&#8217;s a few pennies different.  I&#8217;m sure some people sometimes waste gas by driving a little farther.  I know I&#8217;m always happy when I can save a few pennies per gallon (I usually fill up on Tuesdays since I&#8217;m usually over by some cheap stations).  Here&#8217;s something to keep in mind, 6 cents more a gallon (if it&#8217;s around $3) is only a 2% difference (12 cents more a gallon is only 4%).</p>
<p>Normally, when I eat at McDonald&#8217;s I get a number 3 meal (Quarter Pounder &#8211; no pickle, no mustard which includes a 20 oz soda and medium fry).  At the McDonald&#8217;s by work (Plymouth/Beech, Redford, MI) it&#8217;s $4.77 (tax included); at the  McD&#8217;s by my house (Michigan/Greenfield in Dearborn) it&#8217;s $5.36 (tax included).  That&#8217;s a 59 cent difference!  That&#8217;s 12% more at the more expensive McDonald&#8217;s.  FYI, both the McD&#8217;s I&#8217;m referring to have been renovated in the last few years and the cheaper one has a playland.</p>
<p>So keep in mind if your $3 gallon of gas was 12% more at a nearby location it would 36 cents more per gallon!  Now it&#8217;s not cost effective for me to take the time (and gas) to drive home to save 60 cents, but maybe I should check out the other two nearby McDonald&#8217;s to see what they charge.  Plus Kelly always refers to the Redoford one as an expensive one (that&#8217;s the one I say is cheap).</p>
<p>When they talk about fuel price gouging, maybe we should consider all types of fuel&#8230;</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/gas-prices-and-food-prices/">Gas Prices and Food Prices</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
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		<title>I Love All the Snow!!!</title>
		<link>http://GarySaid.com/i-love-all-the-snow/</link>
		<comments>http://GarySaid.com/i-love-all-the-snow/#comments</comments>
		<pubDate>Sun, 16 Dec 2007 16:54:41 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[holidays + events]]></category>
		<category><![CDATA[Christmas]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/i-love-all-the-snow/</guid>
		<description><![CDATA[<p>It&#8217;s beautiful and it gets sure me in the holiday spirit!  And I live on the third floor so it gives me a nice view!  But, I&#8217;m going to hate it when I have to go out in it. ..</p>
<p>Lots of people parked in the street last night (the Snow Emergency alarms went [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/i-love-all-the-snow/">I Love All the Snow!!!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>It&#8217;s beautiful and it gets sure me in the holiday spirit!  And I live on the third floor so it gives me a nice view!  But, I&#8217;m going to hate it when I have to go out in it. ..</p>
<p>Lots of people parked in the street last night (the Snow Emergency alarms went off so they shouldn&#8217;t have; it&#8217;s an expensive ticket $50+, I think), and while I&#8217;d like to mock them (but they probably got tickets), it&#8217;s now screwed (as parking goes) since the trucks didn&#8217;t get to plow in there.  And even when the cars get out it won&#8217;t be plowed properly for a while since they&#8217;ll be some new cars in there.</p>
<p>Hopefully they&#8217;ll plow my lot soon, I&#8217;m not sure if I can get out.  But it&#8217;s still coming down, so I don&#8217;t think they&#8217;ll be back for a while.</p>
<p>I&#8217;m definitely going to do something Christmassy tonight.  Like look at the lights or something (unfortunately, I think that Greenfield VIllage Holiday Nights are sold out)&#8230;</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/i-love-all-the-snow/">I Love All the Snow!!!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>Snow!!!!</title>
		<link>http://GarySaid.com/snow/</link>
		<comments>http://GarySaid.com/snow/#comments</comments>
		<pubDate>Wed, 05 Dec 2007 16:13:54 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[general]]></category>
		<category><![CDATA[Snowflakes]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/snow/</guid>
		<description><![CDATA[<p>I forgot to mention that it was snowing a little on the way home from the airport.   It&#8217;s nice and white out there today!!</p>
<p><a href="http://GarySaid.com/"></a>Please leave a comment or trackback about <a href="http://GarySaid.com/snow/">Snow!!!!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.
</p>
     [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/snow/">Snow!!!!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>I forgot to mention that it was snowing a little on the way home from the airport.   It&#8217;s nice and white out there today!!</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/snow/">Snow!!!!</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>I&#8217;m Home!!!!  (from CR)</title>
		<link>http://GarySaid.com/im-home-from-cr/</link>
		<comments>http://GarySaid.com/im-home-from-cr/#comments</comments>
		<pubDate>Wed, 05 Dec 2007 05:57:51 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Costa Rica]]></category>
		<category><![CDATA[Costa Rica 2007]]></category>
		<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[Detroit]]></category>
		<category><![CDATA[home]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/im-home-from-cr/</guid>
		<description><![CDATA[<p>I made it home, I was up at 4:30 am and I&#8217;ve been traveling (car, boat, car, plane, plane, car) since 5:30 am.  I&#8217;m just getting home at 1:00 am Detroit time (but it&#8217;s just Midnight Costa Rica time.</p>
<p>I&#8217;ve got a <a href="http://garylapointe.com/gallery/costarica2007" target="http://garylapointe.com/gallery/costarica2007/">5th set of Costra Rica photos</a> up, mostly of the area [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/im-home-from-cr/">I&#8217;m Home!!!!  (from CR)</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>I made it home, I was up at 4:30 am and I&#8217;ve been traveling (car, boat, car, plane, plane, car) since 5:30 am.  I&#8217;m just getting home at 1:00 am Detroit time (but it&#8217;s just Midnight Costa Rica time.</p>
<p>I&#8217;ve got a <a href="http://garylapointe.com/gallery/costarica2007" target="http://garylapointe.com/gallery/costarica2007/">5th set of Costra Rica photos</a> up, mostly of the area where I drove around the Southern end of the Nicoya Peninsula (a few have labels).  That&#8217;s assuming all 19 photos upload properly, I&#8217;m not staying up to see&#8230;.</p>
<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/im-home-from-cr/">I&#8217;m Home!!!!  (from CR)</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
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		<title>Kerby&#8217;s Coney Island &#8211; Dearborn, MI</title>
		<link>http://GarySaid.com/kerbys-coney-island-dearborn-mi/</link>
		<comments>http://GarySaid.com/kerbys-coney-island-dearborn-mi/#comments</comments>
		<pubDate>Mon, 22 Oct 2007 00:09:12 +0000</pubDate>
		<dc:creator>Gary from http://GarySaid.com/</dc:creator>
				<category><![CDATA[Dearborn]]></category>
		<category><![CDATA[food + drink]]></category>
		<category><![CDATA[reviews]]></category>
		<category><![CDATA[Coney Island]]></category>
		<category><![CDATA[Hot]]></category>
		<category><![CDATA[Kerby's Coney Island]]></category>

		<guid isPermaLink="false">http://GarySaid.com/wpindex.php/thoughts/kerbys-coney-island-dearborn-mi/</guid>
		<description><![CDATA[<p>So I just got a bite to eat at the new Dearborn Kerby&#8217;s Coney Island at Ford and Mercury (next to the Best Buy).  I gotta tell you this is <em>the</em> most boring Chile-Cheese Omelet I&#8217;ve every had in my life.  The eggs are boring, the chili sauce is boring and the toast [...]<p><b><a href="http://GarySaid.com/"><img src="http://garysaid.com/garyssaidlogo2.png" align="left" /></a>Please leave a comment or trackback about <a href="http://GarySaid.com/kerbys-coney-island-dearborn-mi/">Kerby&#8217;s Coney Island &#8211; Dearborn, MI</a>, click the tags and categories below for related information or visit <a href="http://GarySaid.com/">http://GarySaid.com/</a> for more posts.</b>
</p>
]]></description>
			<content:encoded><![CDATA[<!-- google_ad_section_start --><p>So I just got a bite to eat at the new Dearborn Kerby&#8217;s Coney Island at Ford and Mercury (next to the Best Buy).  I gotta tell you this is <em>the</em> most boring Chile-Cheese Omelet I&#8217;ve every had in my life.  The eggs are boring, the chili sauce is boring and the toast seemed boring.  I even tried the hash browns, which I generally find boring, to also be boring.   Fortunately, the strawberry jam tastes normal so I know it&#8217;s not me; and the water actually tastes pretty good!</p>
<p>There is another (non-chain?) restaurant, Parthenon II (Coney Island), where I usually get a Chile-Cheese Omelet, a little farther into this strip mall area that I&#8217;ve been to a million times and I&#8217;ll be sure to go back there next time.  Unfortunately, they&#8217;ll probably lose business since Kerby&#8217;s does have a much better location.</p>
<p>I&#8217;ve also got to try the new <a href="http://seahorsedearborn.com/" target="http://seahorsegrille.com/">Seahorse Grill</a> which just opened at the same mall.</p>
<p><em>UPDATE &#8211; I just drove by the <em>Parthenon II</em> and it looks like they are out of business  <img src='http://GarySaid.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /><br />
</em></p>
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