Tag Archives: bill payment

Things I don’t understand…

Posted on May 30, 2006 | 2 comments

These are things that (to me) save time and money and I don’t understand why people who have the option don’t use them…

Use Mail In Prescriptions
We have a prescription plan at work and it’s a great one. It’s $5 an order of a prescription (generally a month’s worth) but if you mail it in they send you about 3 months worth for $2. $2 vs. $15 and I don’t have to go back to the pharmacy, this isn’t a complicated decision.
Using the ATM Machine
I go to the back, they’ve got two drive through lines backed up and I generally pull right up the the ATM machine (or wait for one person) and get my cash (maybe make a deposit) and go and the same people are still at the back of the line. I’m not sure why all those people are in line, are they getting better cash? Do they really like using the pneumatic tubes that much? It’s pretty much the same issue using the walk up bank vs. walk up ATM, except you don’t get to use the tubes…
Automatic bill payment
Many (most?) utility companies will automatically charge your bill to your checking account, these are generally done the day the bill is due and it’s generally free. Did you get this: you don’t have to use a check, take the time to write it out, use a 39 cent stamp and then mail it (where it’s probably going to get there early or late, not the day it’s due, right?), they’ll just do it automatically for you! My gas, electric, cable and cell phone company will do this. Plus my mortgage, my association fees, car insurance, homeowners insurance and several of my charge cards will do this too (all on the exact day it’s due). This isn’t on-line banking, they just do it (for free). That’s about 8 checks and envelopes a month plus over $3 in stamps.

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